Showing posts with label Barnette Law Offices. Show all posts
Showing posts with label Barnette Law Offices. Show all posts

Monday, September 7, 2009

Jason Barnette - Nashville DUI Attorney

At Barnette Law Offices, LLC, we have a program wherein even if you're convicted of a DUI or plead no contest/guilty, you can still avoid jail time. Under Tennessee DUI law, even a first offesne requires a mandatory 48 hours in jail. However, Jason Barnette, Esq., has represented many criminal defendants in the Nashville, Tennessee metro area and while they've plead to the charges alleged, they've not served any time in "jail."

In our program, you can serve your time prior to the pre-liminary hearing in a facility which isn't a locked down facility and which is safe. Moreover, you can complete your victim impact statement and DUI classes while there. More often than not, Barnette Law Offices can have you back on the road the same day of your hearing and with the minimum fine of $350.00.

Feel free to contact Barnette Law Offices, LLC, and it's Tennessee DUI Lawyer Jason Barnette for more details at:

Barnette Law Offices, LLC
1800 Hayes Street; Suite 122, Nashville, TN 37203 - (615)585-2245 - http://www.barnettelawoffices.com - info@barnettelawoffices.com

Friday, September 4, 2009

Tennessee Felony Defense Lawyer

Barnette Law Offices, LLC accepts felony cases in both state courts in Tennessee and the United States Middle District Court for Tennessee. Jason Barnette will aggresively represent those accused of felonies under Tennessee law. Below are the classifications and penalties for Tennessee Felony offenses:

Tennessee Felony (Class A): Possible jail sentence of 15 to 60 years, with a maxium fine of $50,000.00 for most offenses and $500,000.00 for drug offenses.

Tennessee Felony (Class B): Possible jail sentence of 8 to 30 years, with a maxium fine of $25,000.00 for most offenses and $100,000.00 for drug offenses.

Tennessee Felony (Class C): Possible jail sentence of 3 to 15 years, with a maxium fine of $10,000.00 for most offenses and $100,000.00 for drug offenses.

Tennessee Felony (Class D): Possible jail sentence of 2 to 12 years, with a maxium fine of $5,000.00 for most offenses and $50,000.00 for drugs.

Tennessee Felony (Class E): Possible jail sentence of 1 to 6 years, with a maxium fine of $3,000.00 for most offenses and $5,000.00 for drugs.

Tennessee Drug Crime Lawyer

Jason Barnette of Barnette Law Offices, LLC, in Nashville, Tennessee has the experience to agressively represent that Defendant's charged with drug offenses under Tennessee law. Barnette Law Offices has an active and experienced criminal trial practice focused on drug offenses.

Through this experience, Jason Barnette has worked with law enforcement in Nashville and throughout Tennessee. Accordingly, Barnette Law Offices often represents criminal defendants charged with but not yet indicted for drug crimes for favorable treatment.

Tennessee Sex Offense Lawyer

The penalties for sex crimes are among the worst in Nashville and in all of Tennessee. If convicted, it is mandatory that you register as a sex offender for the rest of your life. Jason Barnette of Barnette Law Offices, LLC in Nashville, Tennessee will aggressively represent you througout all the consequences. Being a criminal defense lawyer, Jason Barnette has the training and experience to fully investigate and represent you in your case.

Thursday, September 3, 2009

Jason Barnette - Nashville DUI Attorney

Tennessee DUI laws are amongst the harshest in the nation. The allowable blood alcohol concentration is below .08% which means that if found driving a motor vehicle at or above .08% you will be arrested for a DUI.Tennessee is what is referred to as a implied consent state, meaning if you are driving a motor vehicle on public roads within TN you agree to submit to a chemcal test if asked to take one by a police officer. If you refuse to take the chemical test you will automatically lose your drivers license for a 1 year minimum.Don’t confuse the breathalyzer test from the roadside test administered by the police, you aren’t required to take the roadside breath test and will not be punished for politely refusing to.In addition if pulled over for a DUI in Tennessee the offier will ask you to submit to a series of Field Sobriety Tests which are not mandatory. Your best move here is to politely decline to take these tests as very few people actually pass these and they will certainly be used against you in court.If you’re facing a DUI offense in the state of Tennessee contact Jason Barnette at Barnette Law Offices, LLC - 615-585-2245 - http://www.barnettelawoffices.com

Wednesday, October 29, 2008

Barnette Law Offices - Make Your Payments

When you can't afford to make your minimum credit card payment, you might be tempted to just send what you can. If you've ever done it, you were probably shocked to see the late fee on your next bill. You paid your bill on time right?
Even though your card issuer may have received the payment before the cutoff time, you were still late. Most credit card agreements include language that instructs you to send at least the minimum payment by the due date or your payment will be considered late. You'll end up with a late fee and, possibly, a higher interest rate.
If you can't make the minimum payment, call your creditor before the due date to discuss other payment arrangements.

Jason Wade Barnette, Esq. Sues Rip Off Report

Jason Wade Barnette, Esq., of Barnette Law Offices, LLC, instituted a civil action today against Xcentirc Ventures, LLC, Rip Off Report and Ed Madegeson. The action was filed in the Circuit Court of Kanawha County, WV under Case Number 08-C1859.

Said action was filed for the egregious behavior of the Defendants with respect to the Plaintiff.

Friday, September 26, 2008

Jason Wade Barnette, Esq. Sues Rip Off Report

The Managing Member of Apex Credit Services, LLC, Jason Barnette, Esq., also of Barnette Law Offices, LLC, instituted a civil action today against Xcentirc Ventures, LLC, Rip Off Report and Ed Madegeson. The action was filed in the Circuit Court of Kanawha County, WV under Case Number 08-C1859.Someone has to step up to the plate to put a stop to this.

Wednesday, September 24, 2008

I am often asked by people "what are the ways to fix bad credit." The answer is fairly simple, the right way to fix credit is dispute and remove inaccurate information from the credit files, protect the rights afforded to you under the FDCPA dispute questionable debts without hesitation.

For inaccurate items that remain thereafter, contact Jason Barnette at Barnette Law Offices, LLC if you are a TN resident.

Barnette Law Offices, LLC
http://www.barnettelawoffices.com
615-585-3885

New Anti-Consumer Law About To Pass

Credit Cardholder's Bill of Rights Passed in House
Tuesday September 23, 2008
The Credit Cardhlder's Bill of Rights is one step closer to becoming a reality. The act passed in the House today with a vote of 312 to 119.
If passed, the Bill of Rights will make several amendments to consumer credit laws prohibiting lenders from certain predatory actions. For example, credit cards will no longer be able to use the double billing cycle method of calculating finance charges. They will also be required to send billing statements at least 21 days before the due date, giving consumers more time to pay their bills.
Next, the proposal must be passed by the Senate and signed by the President to be made into a law.Read The Credit Cardholder's Bill of Rights for a list of changes the law would make.

Friday, September 12, 2008

Barnette Law Offices - Wait On Buying that House

Anyone in the market for a new home may want to wait just a little bit. There are rumblings in Congress for FHA to re-implement their down payment assistance program. Without it, sales are going to plummet insofar as FHA now requires between a 3% to 5% down payment plus PMI. In this economy, most people don't have that money laying around.

Thus, wait a few weeks and see how this shakes

Wednesday, September 10, 2008

Watch For Experian's Date Of Status . . .

They have a tendency to mark the date of status as the date the account tradeline was verified. If so, dispute it again as erroneous. If they verify it once more or fail to investigate it a second time, consult an attorney such as Jason Wade Barnette if you're in TN. Our number is 615-585-3885 and you may contact through our website at http://barnettelawoffices.com

Watch out for Trans Union's Account Status

With respect to debt purchasers, they pretty much mandate them to report them as "open" account types. SMS Financial through litigation has supplied us with this information.

As such, dispute any erroneous account type or status with TU and pray they verify it. It will be a FDCPA violation for the furnisher as well as a FCRA violation under 1681s-2b and a FCRA violation for TU. If this does happen, contact Jason Wade Barnette., Esq. if you're a TN resident at Barnette Law Offices, LLC. Our number is 615-585-3885 and our site is http://barnettelawoffiices.com.

Monday, September 8, 2008

FICO 08 TO SCORE AUTHORIZED USER ACCOUNTS

FICO 08′ TO SCORE AUTHORIZED USER ACCOUNTS

September 9, 2008 by barnettelawoffices

Fair Isaac has changed its mind about removing piggybacked accounts from the FICO score equation.

In 2007, Fair Isaac announced a new credit scoring model - FICO 08 - that would no longer consider authorized user accounts. This decision came on the heels of the mortgage meltdown.

In a prepared testimony, Tom Quinn, Vice President of Global Scoring Solutions for Fair Isaac Corporation states: “After consulting with the Federal Reserve Board and the Federal Trade Commission earlier this year, Fair Isaac has decided to include consideration of authorized user tradelines present on the credit report in the FICO 08 model.”

Capital One Harmful To Credit Scores

If you have a credit card with Capital One, chances are your credit score is lower than it would be with a different credit card. This is because Capital One (and possibly other companies) don’t report your true credit limit.

Part of the calculation for your credit score is your ratio of used credit to credit available. $100 used out of $10,000 (a ratio of 1%) available is good. Rather than your real credit limit, Capital One report your highest credit usage. So if $200 is the highest amount of credit you’ve used, then your ratio is $100 out of $200 (a ratio of 50%), which is not nearly as good and can hurt your credit score.

You won’t have any luck trying to get Capital One to report your true credit limit typically absent litigation. If this is harming your scores, consult a reputable attorney such as Jason Barnette of Barnette Law Offices, LLC.

Understanding Your FICO Score

KNOW YOUR CREDIT SCORE

With all the misinformation surrounding FICO we thought we’d take the time to explain how most of their many models work. Your credit score is a three-digit number that is used to predict how you will pay your bills. The score ranges from 300-850 and is calculated using your credit history information from your credit report.
When you make an application for credit, the creditor or lender uses your credit score to quickly make a credit/no-credit decision. This same decision can very well be made by simply viewing your credit report, but the credit score makes decision-making easier and less subjective.
While there are several different versions of the credit score, the most commonly used version is the FICO score. Developed by the Fair Isaac Company, the FICO score is used by many creditors and lenders to decide whether or not to extend credit to you.
Because some parts of your bill-paying history are more important than others, different pieces of your credit history are given different weights in calculating your credit score.
Even though the specific equation for coming up with your credit score is proprietary information owned by Fair Isaac, we do know what information is used to calculate your score.
Payment history is 35%
Lenders are most concerned about whether or not you pay your bills. The best indictor of this is how you’ve paid your bills in the past. Late payments, collections, and bankruptcies all affect the payment history of your credit score. More recent delinquencies hurt your credit score more than those in the past.
Debt level is 30%
The amount of debt you have in comparison to your credit limits is known as credit utilization. The higher your credit utilization – the closer you are to your limits – the lower your credit score will be. Keep your credit card balances at about 30% of your credit limit or less.
Length of credit history 15%
Having a longer credit history is favorable because it gives more information about your spending habits. It’s good to leave open the accounts that you’ve had for a long time.
Inquiries are 10%
Each time you make an application for credit, an inquiry is added to your credit report. Too many applications for credit can mean that you are taking on a lot of debt or that you are in some kind of financial trouble. While inquiries can remain on your credit report for two years, your credit score calculation only considers those made within a year.
Mix of credit is 10%
Having different kinds of accounts is favorable because it shows that you have experience managing a mix of credit. This isn’t a significant factor in your credit score unless you don’t have much other information on which to base your score. Open new accounts as you need them, not to simply have what seems like a better mix of credit.